Loan Programs We Offer

At American Dream Mortgage, we offer a wide variety of loan programs. Below is a brief list of our most popular programs to help you make an educated financing decision.



Conventional Loans are by far the most popular loan type. Conventional or Conforming loans as they are also known, are ones that meet the terms and conditions set by Freddie Mac and Fannie Mae. These two large corporations are owned by stock holders and the idea behind them is to provide funds for financing homes at a reasonable price for Americans. They do so by purchasing mortgage loans (that follow the terms and conditions of lending institutions) and package these mortgages into securities. From there the securities are bought by investors. The result of this practice is the availability of mortgage credit for Americans.


Government Loan Programs (VA, FHA & USDA)

Government loan programs are designed to help make homeownership possible for people who may not qualify for conventional mortgages.
The information is provided by American Dream Mortgage. Any materials were not provided by HUD of FHA. It has not been approved by FHA or any Government Agency.
USDA funds subject to availability.


Jumbo Programs

Jumbo mortgages are mortgages that are used to purchase high end custom homes or homes that are more expensive than traditional homes.  


Down Payment Assistance Programs

With access to FHA Chenoa, we are able to help more families own their own home. 


Colorado Down Payment Assistance

With the help of Colorado Housing and Financing Authority, we help borrowers with a lower downpayment get a mortgage.

California Loan Programs

Designed to help low-to-moderate income borrowers with down payment assistance.

Arizona Loan Programs


Reverse Mortgages


And many more!