Update on COVID-19

COVID-19 Update: Find assistance and up-to-date information in our COVID-19 FAQ’s.

The American Dream Mortgage Process:

Step 1 of 6

Complete an easy-to-use online application.

Step 2 of 6

Consult with one of our licensed Mortgage Advisors to discuss the process and understand your best options.

Step 3 of 6

Based on your income and asset documentation an Underwriting Pre-Approval is issued. Now you and your Real Estate Agent know your purchasing power and are ready to find a house.

Step 4 of 6

Once you find the right house, prepare an offer with your Real Estate Agent and Mortgage Advisor. If your offer is accepted you and the seller will sign a contract.

Step 5 of 6

The home is inspected and appraised to support the value, and your documentation is verified.

Step 6 of 6

Upon final approval, the title company schedules your signing appointment to close, and your keys are delivered.


American Dream Mortgage provides you with the tools you need to make the right borrowing decisions. These calculators will give you a basic idea of how key values are determined throughout the mortgage process. Try to ensure the information you enter is as accurate as possible. Always contact one of our Mortgage Advisors for an accurate quote that is best suited for your specific needs.

Why American Dream Mortgage?

Owning a home is just as important to your family as it is to our “family” at American Dream Mortgage (ADM).

ADM was started in Colorado in 2004 by two brother-in-law’s to help provide for their own families and serve a community. Over the years, the company grew from two people to now over 50, all with the vision of enhancing their community and industry as a whole. Their vision evolved and they decided to not only focus on helping folks purchase homes and refinance but wanted to grow a team that they could call “family.” The significance of giving back is what drives American Dream Mortgage.

The mortgage world has gone through many ups and downs in the last 15 years. With that, ADM has done everything to keep our “family“ together and done this through the hard work of always doing right by our employees as well as our clients and partners.

Consequently, ADM wanted to create systems and processes that would be less burdensome for the clients, as well as, offer a wide array of loan products. With this in mind, we have created the FLASH Mortgage to make your mortgage experience as quick and seamless as possible. Whether your purchasing your first home, 10th home or are refinancing, we provide expert guidance and support to help you choose the home loan that is right for you.

The satisfaction in providing this to all borrowers is not measured in dollars, rather it is measured in seeing all our “families” thrive.

Learn More

You have questions, we have answers.

Together, we’ll find great mortgage solutions.
Schedule a talk with a loan advisor or leave a message. We’ll get back within one business day.